O Smith

🚘 Auto Insurance: As we move full forward in 2026 - we are ever more compatible with Auto Insurance costs, check with me to see what types of discounts you are eligible for. The O Smith State Farm team has years of experience in helping the Atlanta area save money on their Auto Insurance. Read our reviews on Google to see what our customers have to say about working with our team!

Hello and welcome to the Octavius Smith State Farm office in Stone Mountain, GA. We are here to assist with your everyday insurance needs. We can help with your Life Insurance, Auto Insurance, Health Insurance, Renters Insurance, Home Insurance, Condo Insurance, Pet Insurance, Commercial Insurance, Business Insurance, Financial needs, and much more! We also offer 24/7 customer support because we want to be there when it matters. We are now licensed to help our good neighbors in Alabama and South Carolina!

See what our customers have to say: "The service of Briona King is highly recommended . From the beginning, the agent was friendly and knowledgeable. The insurance process was made easy. All questions were answered patiently, and the perfect policy was found to fit the needs and budget. The professionalism and commitment to great customers service are appreciated." - Anthony D.

💵 Personal Price Plan: Everyone loves saving money. Create a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts, O Smith can help you create a solution that’s right for you.

👨‍👩‍👧‍👦 Life Insurance:🎉 The New Year is the perfect time for a fresh start—and that includes reviewing your insurance coverage. As you set goals and plan for the months ahead, it’s a great opportunity to make sure your auto, home, renters, and life insurance policies still fit your needs and your budget.

Our team is here to help you step into the year with confidence by reviewing your current coverage, answering your questions, and helping protect what matters most to you and your family. Whether you’ve experienced life changes, purchased a new home or vehicle, or simply want to explore ways to bundle policies and save, we’re ready to help.

Let’s start the year strong with the protection you deserve—connect with our insurance agency today for a quick coverage review. Getting coverage while you’re younger can also be more cost-effective. Start your free quote online, give us a call, or click the Life tab below the About Me section to learn more!

💼 Commercial Insurance: A Business Owners Policy groups two essential coverages: general liability and property insurance. This cost-effective insurance package protects you against the unexpected risks of doing business. We also offer Commercial Liability Umbrella Insurance In business; you want to be prepared for both the success you anticipate and the unexpected losses you don't. Commercial liability umbrella insurance provides extra coverage for the worst-case scenarios that exceed the liability limits of your existing policy limits.

👨🏿 About myself: I am a Middle Ga College Graduate, and US Army Veteran that calls Gwinnett County home. Family based out of Fort Valley, Ga. Providing transparency for our customers in the insurance and financial service buying decisions is why we do what we do -build relationships! I was born in Fort Valley, Georgia, but my father was in the US Army, so I spent most of my childhood in several states and countries. I was very lucky to experience different cities and cultures growing up, so it was only natural that I enlisted and spent my time as a field artilleryman. After my tour, I spent 15 years in the automotive industry in various leadership positions. Since my transition into the insurance industry, I am reminded daily why I love my job. Helping people is my passion! We strive to be the professional Insurance and Financial Service providers, you as a customer, expect and demand. We are truly here to Serve!

☎️ We look forward to hearing from our good neighbors. Give us a call to learn more about Life Insurance, Auto Insurance, and your other insurance options or to receive a free insurance quote today.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Looking for coverage? Talk with O about your options in Stone Mountain.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. O is proud to serve the Stone Mountain community.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving Stone Mountain and the surrounding area, O can help answer your questions.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Have questions? O in Stone Mountain can walk you through your options.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. O works with Stone Mountain residents to find coverage that fits.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. O serves Stone Mountain, GA and is happy to help with your insurance needs.